Table of Contents

• Introduction
• Eastridge Development in McKinney, TX
• New Construction Builders in Eastridge, McKinney, TX
• Eastridge Home Prices and Lot Options
• Builder Incentives and Financing
• Eastridge Amenities & HOA Fees
• Buying New Construction in Eastridge
• FAQs About Eastridge, McKinney TX

Introduction

For buyers trying to find a lower entry point into McKinney, new construction homes in Eastridge, McKinney TX deserve a serious look. This is one of the most affordable new-build opportunities in the city, with homes beginning around $270,000 at the time of this neighborhood tour.

Eastridge is a growing community with a mix of completed homes, active construction, community amenities, and future phases still ahead. It gives buyers the chance to purchase a brand-new home in McKinney without starting near the citywide average price point, which sits just under $500,000.

Eastridge Development in McKinney, TX

Eastridge is not a finished, fully built-out neighborhood, and that is part of the opportunity. Phase one is approximately 99% complete, with only a few lots remaining near the front and around the model-home area. Phase two is roughly 60% to 70% complete, so there is still a substantial amount of new construction activity in the community.

The plan calls for approximately five to six phases in total. That means buyers considering new construction homes in Eastridge, McKinney TX can potentially choose from immediate opportunities in later-stage sections or select a home that is still being built.

For many relocating buyers, that flexibility matters. We can put down a deposit during construction and bring the remaining funds to closing when the home is complete. Inventory, lot availability, and construction timelines can change, so it is worth comparing what is available now against the cost and timing of a new build.

New Construction Builders in Eastridge, McKinney, TX

There are two builders currently serving the neighborhood: Meritage Homes and Trophy Signature Homes. Both are established builders in the North Texas market, and both begin at a similar price point in Eastridge.

The difference will generally come down to the floor plan, interior design selections, lot availability, and the incentive package offered on a particular home. That is why we do not want to compare homes based on the advertised starting price alone. Two homes with a similar base price can have very different monthly payments, closing costs, included features, and completion dates.

As we drive through, we can see a mix of one-story and two-story home designs, brick exteriors, attached garages, sidewalks, and recently completed landscaping. The community has a clean new-build feel, while active construction makes it clear that the neighborhood is continuing to grow.

Eastridge Home Prices and Lot Options

The affordability is the major conversation here. New construction homes in Eastridge, McKinney TX were starting around $270,000 for a three-bedroom, two-bath home of roughly 1,350 square feet. That pricing applies to both builders, though the available plans and finishes differ.

For buyers who need a little more space, three-bedroom, two-bath homes can reach roughly $330,000 depending on square footage and plan selection. Four-bedroom, two-bath homes begin around $320,000.

There are also several lot-size categories to consider:

• 40-foot lots for a more compact footprint
• 50-foot lots for buyers seeking additional space
• 60-foot lots that can include three-car garages

That range is important because new construction homes in Eastridge, McKinney TX are not limited to one type of buyer. A smaller three-bedroom plan may appeal to a first-time buyer or someone wanting to control their payment. A larger lot, additional bedroom, or three-car garage may be a better fit for buyers with more space requirements.

We should also keep expectations realistic. A starting price is not necessarily the final price. Lot premiums, design selections, floor plan changes, and builder pricing adjustments can affect the total. The best move is to review currently available homes and compare the true out-the-door numbers.

Builder Incentives and Financing

Builder incentives can make a meaningful difference when evaluating new construction homes in Eastridge, McKinney TX. At the time of this tour, both builders were offering competitive rate buydown options and closing-cost assistance, depending on the selected financing structure.

One available option was a 4.99% 30-year fixed rate for FHA and conventional loans. Choosing that fixed-rate option could also include payment of the buyer's transactional closing costs.

There were also temporary buydown structures for buyers who wanted a lower payment at the beginning of their loan:

• 2-1 buydown: 2.99% in year one, 3.99% in year two, then 4.99% for the remaining loan term.
• 3-2-1 buydown: beginning at 1.99%, providing an even lower initial payment.

These incentives can be especially useful for buyers who expect their income to increase, want more room in their early monthly budget, or simply prefer to reduce upfront closing expenses. However, incentive packages are not permanent. They can change weekly or monthly based on rates and the cost to the builder of providing the buydown.

That is why a buyer should confirm the current incentive sheet before making decisions. The deal that looks best on paper is not always the best option for an individual budget, loan type, and long-term plan.

Eastridge Amenities & HOA Fees

New construction homes in Eastridge, McKinney TX come with community amenities that add to the neighborhood experience without an unusually high monthly HOA fee. Amenities include a pool, greenbelt space, and a dog park. The HOA cost was approximately $70 per month at the time of the tour.

The greenbelt areas provide open space throughout the neighborhood, and the streetscape includes sidewalks and landscaped common areas. For buyers who want a new home in a developing community but still value outdoor space, that combination can be a strong plus.

Of course, we always want to factor the HOA into the complete monthly housing picture. Purchase price matters, but so do property taxes, insurance, HOA dues, loan terms, and any payment changes after a temporary rate buydown ends.

Buying New Construction in Eastridge

Eastridge gives buyers a practical path into McKinney, particularly when price is the top priority. New construction homes in Eastridge, McKinney TX offer a substantially lower starting point than the broader McKinney average, while still providing the benefits of a new home and a growing amenity package.

Before moving forward, we should compare more than the model home and advertised rate. Focus on these questions:

• Which builder has the floor plan and available lot that best fits our needs?
• Is the home already under construction, or are we building from the ground up?
• What incentives are available on that exact home today?
• How will the payment change after a temporary buydown period?
• What are the current HOA dues, property taxes, and estimated cash-to-close costs?
• How do the lot size, garage configuration, and home layout affect daily life?

We also want our own representation during the process. The builder's sales representative works for the builder. Having a Realtor focused on our side helps us compare the available homes, understand incentive options, review the numbers, and stay organized from contract through closing.

For buyers seeking an affordable entry into this market, new construction homes in Eastridge, McKinney TX are worth placing near the top of the comparison list. With multiple phases planned, two builders, homes from the high $200,000s, and amenities already taking shape, Eastridge offers a lot of potential for a growing McKinney community.

FAQs About Eastridge, McKinney TX